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Latin America card market insights

15 April 2020


Our latest Country Reports explore the cards and payments industries in Peru and Argentina, providing concise commentary and deep data on the latest market trends and regulatory developments, with insights and profiles covering the key market players including banks, issuers, networks, acquirers and processors.

Though a comparatively small market, Peru shows a way forward that neighbours in Latin America would do well to study – and all the more so as economic pressures intensify: building on the successful banking agents initiative, the authorities in Lima, in conjunction with market leaders, have been steadily extending financial inclusion and improving the payments infrastructure through QR codes, contactless innovations and, later this year, instant payment transfers.

Argentina's profitability mix has evolved through a bumpy decade, with deregulation ushering in a new era for merchant acquiring. Cards and payments players have shown remarkable fortitude so far this century, which should position them well to adjust to a post-pandemic world.


What you will learn from this report:

  • How regulatory iterations have reshaped this market
  • Why retailers remain particularly influential
  • How credit card issuers have maintained their margins
  • What is the most significant source of income
  • How the profitability mix has evolved in a tough environment

Order Argentina Country Report


What you will learn from this report:

  • Why segmentation is more of a feature than before in this market
  • How good governance has been encouraging payments growth
  • Why financial inclusion policies are increasingly important
  • How profitability has been affected by more transactional behaviour
  • How e-commerce has blossomed, to the benefit of issuers

Order Peru Country Report | View the Table of Contents

Each Verisk Financial Research report takes a consistent approach, with clear-sighted commentary and in-depth data providing comparable insight across markets. Both reports are available for subscribers to download now.

To order a copy online, use the links above, or contact us at to find out more.

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